Janice Rotella
Century 21 Union Realty
Torrance, California
(310) 994-4036
Contact Me

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How Much Is My Home Worth in Torrance, California

How Much is your home worth in Torrance, California? If you are planning on selling your home, that is a question you need answered. As your Local Torrance Real Estate Expert, I can help you to learn the answer to that question. I will personally do th... Read more

Find Your Dream Home in Torrance, California

There are so many different kinds of homes out there for families to choose from. Do you want to live in Torrance? Or are you looking for a second home? How many bedrooms and bathrooms do you need? Do you need a large back yard? RV access? An attached ... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Janice Rotella
Century 21 Union Realty
3440 W. Carson Street Suite 201 
Torrance, Ca 90503 
Direct 310-643-6359 
Cell 310-994-4036
Contact Me

GRAND CENTURION AGENT 2003-2006 
DOUBLE CENTURION AGENT 2001-2002: 2007,2013 
CENTURION AGENT 1999-2000, 2008, 2009, 2010,2012,2014,2015,2016

Testimonials

Thanks for all your help in making our "dream home" a reality. We really appreciated that you went the extra mile to get us the best price for our home. You are truly a professional. John and Rhonda Robinson
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